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AIG Premier Access Bond
Cavendish Online is pleased to offer the AIG Premiere Access Bond for a fixed fee of £25.00 with all commission reinvested to enhance your rate.
The Premier Access Bond is a single premium, unit-linked, whole of life assurance Bond, which is divided into several identical policies and which aims to produce competitive rates of return for your cash lump sum investment. It offers the flexibility of both variable and guaranteed rates to meet a wide variety of short-term objectives.
Its Aims:
- To generate a return on your lump sum investment that competes with traditional bank and building society deposits
- To provide access to funds which invest in money market instruments not normally accessible to private investor
- To provide a range of funds to help you tailor your Bond around your requirements
- To offer a choice of Guaranteed Funds to enable you to "lock-in" to short term rates
- To provide access to your capital free of charges
- To provide tax advantages to higher rate taxpayers and those claiming Age Allowance which are not available to bank and building society depositors
Starting a Bond
Starting a new Premier Access Bond is straight-forward. Once you have read this brochure, we strongly recommend you also view the Premier access Bond Key Features document which includes the technical details of the Bond.
Then complete the Application Form and return it to Cavendish Online.
You can make your investment either by:
1.) Cheque - to be made payable to AIG Life and sent to Cavendish Online with your completed Application Form
2.) Telegraphic Transfer - to National Westminster Bank, 40 Whitgift Centre, Croydon.
Sort code: 60-50-01. Account Number: 13542788.
Your transfer should reference the Bondholder's full name.
Your completed Application Form should be sent to Cavendish Online.
Please refer to the Faxed Instructions section of the brochure.
AIG Life does not accept cash or transfers by BACS or Standing Order. Your Bond usually starts on the day AIG Life receive cleared funds provided we have received a satisfactorily completed Application Form.
Cavendish Online does not offer advice. For further information you can talk to our advisory team at Cavendish Financial Management. Please email Cavendish or telephone (08456 442544).
Current Rates, Applications & Key features and Brochure
These items are pdf files, and require Adobe Acrobat version 4 or later.
Document |
Download here |
Cavendish Online Client Declaration (to accompany ALL applications)
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Premier Access Bond Broch |
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Premier Access Bond Application
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Premier Access Bond Key Features |
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Premier Access Bond Fund Switching Form
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Premier Access Bond Top Up Form
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Premier Access Bond Withdrawal Form |
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App=Application form
KFD=Key Features Document
Bond Limits
Minimum Initial Investment
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£100,000 |
Minimum Initial Investment into any Guaranteed Fund
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£100,000 |
Miniumum Initial Investment into any Variable Rate Fund
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£5,000 |
Minimum Additional Investment
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£25,000 |
Minimum Additional Investment into any Guaranteed Fund already held
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£25,000 |
Minimum Additional Investment into any Variable Rate Fund already held
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£2,500 |
Minimum Investment into any Guaranteed fund not already held
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£100,000 |
Minimum Investment into any Variable Rate Fund not already held |
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Minimum Withdrawal Amount |
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Minimum Withdrawal Amount from any Guaranteed Fund |
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Minimum Withdrawal Amount from any Varaible Rate Fund |
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Minimum Swith Amount |
£25,000 |
Minimum Switch Amount into/out of any Guaranteed Fund |
£25,000 |
Minimum Switch Amount into/out of any Variable Rate Fund |
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Minimum Holding Following a Switch or Withdrawal |
£100,000 |
Minimum Holding in a Guaranteed Fund |
£100,000 |
Minimum Holding in any Variable Rate Fund |
£5,000 |
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