How to apply

This page explains what forms and information you need to supply to invest through Cavendish Online. We have a Frequently Asked Questions page that may be of further assistance. You must also read our Terms and Conditions of Business and print and complete the Client Declaration (a PDF file).

Step 1
When you have decided which product(s) you want, obtain an application form(s) either from Cavendish Online or from the company itself (if you have already obtained the necessary form(s), go straight to Step 2). IMPORTANT - please make sure that you are eligible for the product you have chosen. The eligibility rules vary from product to product and you need to make sure that you are eligible to invest. If you are unsure, you may need assistance and should contact Cavendish Online.

Step 2
1. Please fully complete the application form(s), ensuring that you have signed both the form and where appropriate the direct debit mandate. If you require help with filling the form please contact us at Cavendish Online.
2. For regular premium plans (pensions and life assurance) you should only send a cheque for our fee. For single premium investments you should ensure that you send two cheques. The investment cheque is made payable to the company concerned, not to Cavendish Online. The cheque for the fee should be payable to Cavendish Online Limited. Please note that we cannot take your fee from your investment. If you are submitting a building society/bank counter cheque, please make sure that the bank or building society has entered your name and account details on the cheque.
3. All investors will need to complete our Client Declaration.

Step 3
Please return:
1. The completed application form(s).
2. Signed cheque and/or direct debit mandate form(s) payable to the investment/insurance company.
3. Signed cheque payable to Cavendish Online Ltd for our fee.
4. Our Client Declaration, incorporating the Execution Only Statement.

To: Cavendish Online Ltd, 8 Bay Chambers, West Bute Street, Cardiff Bay, CF10 5BB

Step 4
1. Our administration department will arrange your investment, pension or life assurance policy immediately, keeping you fully informed at all stages via email.
2. On completion, your policy document is forwarded to you. Your plan will automatically be entered into the renewal Commission Cashback Service if appropriate.
3. You will automatically receive our on-line Newsletter.

If you are unsure about what you need please contact Cavendish Online.