How To Apply

This page explains what forms and information you need to supply to arrange you life assurance through Cavendish Online. You must also read our Terms and Conditions of Business and print and complete the Client Declaration,(a PDF file).

Step 1
When you have decided which policy(s) you want and obtained an application form(s) either via the quotation system on the Get a Quote page or from the company itself.

Step 2
1. Please fully complete the application form(s), ensuring that you have signed both the form and where appropriate the direct debit mandate. If you require help with completing the form please contact us at Cavendish Online.
2. Ensure that you send our fee (usually £35.00), which should be payable to Cavendish Online Limited.
3. Please complete and sign our Client Declaration.

Step 3
Please return:
1. The completed application form(s) including the direct debit mandate.
2. Signed cheque payable to Cavendish Online Ltd for our fee.
3. Our Client Declaration, incorporating the Execution Only Statement.

To: Cavendish Online Ltd, FREEPOST (SWB10865), 16 Park Grove, Cardiff CF10 3BR

Step 4
1. Our administration department will forward your application to the relevant company who will then underwrite the policy. This process can take anything from 2 to 8 weeks, depending on the additional information required (medicals etc. where necessary).
We will keep you fully informed at all stages via email.
2. We will forward the acceptance from the life assurance company, which will request a start date for the policy. Once this is received by Cavendish Online we will ask the insurer to your policy and your cover will commence.

Until this time you are not covered.

3. On completion, your policy document is forwarded to you.
4. You will automatically receive our on-line Newsletter.

If you are unsure about what you need please contact Cavendish Online and we will advise you on the best product and/or provider to meet your financial needs.