Cavendish Online - discount brokers with a difference

Cavendish Online now offers three ways of setting up your life assurance policy; fee based, commission based and now instant cover. You choose the way that best suits you.
All quotes are FREE

Fee Based
This is how Cavendish Online has always worked. We charge a fee of £35.00 for setting up a plan and we reinvest ALL of the commission. This premium cannot be beaten as it is the lowest price that the insurance company offers.	Fee based quotes

Commission Based
Many brokers operate on a commission basis. Cavendish can also quote on this basis, but importantly, we will only retain a fraction of the commission, usually 10-25%. We actually rebate the remainder of the commission back to you, reflected in a much lower premium. There is no fee to pay if choosing this option. This option is generally more cost-effective for premiums under £10 per month.	Commission based quotes

Immediate Life Cover with Norwich Union

This new feature will allow you to get Instant Life Assurance cover today! Norwich Union is offering this simplified life assurance, enabling you to get a term assurance quote and IMMEDIATE COVER. Getting life cover can take between 4-6 weeks and therefore getting cover through this system can save you a lot of time. Only term assurance without critical illness is available through this service and the quotes are comparable with the Norwich Union premiums available in the fee based option above. The charge for this service is £35 per application which should be submitted on completion to Cavendish Online along with our client declaration.

Immediate Life Cover with Norwich Union