Online Quotation System

All quotations are free and therefore you will be able to carry out as many quotes as you wish to find the policy you are happy with. The quotation system is designed to provide you with an indication of how much your chosen life cover will cost. The quotation is performed based on the information you provide and assumes that you are in good health.

You will be given both a Fee based and a No Fee quotation so that you can decide which route you would like to take.

Once you have chosen a policy the insurance company will need to assess your application based on the information from the application form. If you have medical issues or a non-standard occupation the premium that the company is able to offer may differ from the quoted premium.

The cost of your chosen policy is not guaranteed until you receive an offer of acceptance from the insurance company. Some companies may need to request information from your doctor and in certain circumstances you may need to attend a medical depending on the information you provide when you apply.

Cavendish Online is an intermediary firm and therefore we do not set the timescales for the application process. Applications generally take between 1 - 6 weeks depending on whether the life company requires additional information.