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Sample Pension Quotations
These quotations below compare the fund value at age 65.
We have compared the Cavendish Online (nil commission) and Standard Life Direct (full commission) plans based on a gross monthly contribution of £200 for a male commencing a pension at the age of 25, 35, 45 and 55. The assumed growth rate is 7%. We used the Standard Life stakeholder pension investing in the with profits fund for this comparison.
| Age at commencement |
Pension via |
Fund at retirement |
Benefit of using Cavendish |
| 25 |
Standard Life |
£612,000 |
|
| 25 |
Cavendish Online |
£666,000 |
£48,000 |
| 35 |
Standard Life |
£265,000 |
|
| 35 |
Cavendish online |
£281,000 |
£16,000 |
| 45 |
Standard Life |
£106,000 |
|
| 45 |
Cavendish Online |
£110,000 |
£4,000 |
| 55 |
Standard Life |
£34,600 |
|
| 55 |
Cavendish Online |
£35,400 |
£800 |
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