Welcome to Cavendish Online

• Pensions
• Overview
• How to Apply
• Pension Guidance
• FAQs
• Stakeholder pensions
• Personal pensions
• Immediate Vesting Personal Pensions
• Self Investing Personal Pensions
  • What is a SIPP?
  • How to apply
  • Investment options
  • Renewal commission
  • Charges
  • Why use Fidelity SIPP?
• Transfers & Repensioning

• Fees
• About our Fees
• Pay Fee

Investment Options

Core investments

FundsNetwork mutual funds
The full range of over 1100 FundsNetwork mutual funds is available within the SIPP. View latest range of funds available.

The SIPP bank account
The cash account controls all investments in to and out of the SIPP. The account pays a competitive rate of interest set at 1% less than the Bank of England base rate. Interest is calculated on a daily basis and credited at the end of the month.

Standard Life Investment Policy (SLIP) funds
The full range of Standard Life Investment Policy Funds is available.

Non-core investment options

Execution-only stockbroker
Stocktrade have been appointed as the execution only stockbroker for the SIPP. Through Stocktrade Direct Equities (UK & Overseas), Fixed Interest Securities, Warrants, Permanent Interest Bearing Stock, Convertible Securities, Investment Trusts and Depository Interests can all be traded.

Discretionary Investment Managers
Not available via Cavendish Online.

Commercial property
Not available via Cavendish Online.

A full range of ‘self-invested’ options may be held within the SIPP. This includes Trustee Investment Plans (TIPs), Pension Investment Plans (PIPs) and Traded Endowment policies.