When quoting through our website you have the option to generate either guaranteed or reviewable quotations.

Guaranteed policies have premiums which remain the same throughout the policy term. 

Reviewable policies have premiums which can alter at the review dates within the policy term (typically every 5 years). 

If you want to be certain that your premiums do not increase, choose Guaranteed premiums. 

Please note that if you choose to include the indexation option with your level term life insurance policy, then your premium will increase if you choose to increase your sum assured to offset the effects of inflation. Learn more about indexation.

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