You have three options if your premium increases, policy terms change or your application is declined when you apply through the Cavendish Online website.

1) Call our advice team on 01392 436 193 and we can discuss your medical and lifestyle information with you. We will then provide bespoke advice to ensure you secure the most appropriate cover for your needs by researching the market and reviewing your situation with each insurer. You will not have to pay us any fee. 

2) You can apply with a different insurer through our website for no further fee.

3) If you have applied online and decide not to proceed with a policy due to an increase in premium or a change in terms, but have already paid the fee, then we will refund this to you upon request

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