This pension is a low cost pension providing access to over 3,500 different funds from 85 different fund providers.

We do not charge any set up fees and instead charge a platform fee of 0.25% per annum, comprising of a Cavendish Online Ongoing Fee of 0.05% and a FundsNetwork Service Fee of 0.20%. In addition you will pay a fund manager charge which will vary according to the fund/funds you wish to buy. Dealing charges will apply if you invest in Investment Trusts or Exchange Traded Funds (ETF's).

You will be able to start, stop, increase or decrease (*) your payments into the pension and have the option to transfer any existing pensions across. If you decide to transfer away in the future then there will be no exit fees.

You will have secure access to your pension to view and analyse your pension online. If you wish to place any deals then please submit your instructions from the Cavendish Online website.

* - if you wish to make a monthly contribution the minimum amount is £50 gross (£40 net).

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