For online life insurance with our lowest premiums, quote and apply now - you make all the decisions and could be covered within 30 minutes.
Getting life insurance needn't feel like a chore. OK, we can’t promise you’ll have fun doing it, but we do our best to make the process as refreshingly straightforward as it ought to be.
It really is one of the most important insurance products you can possibly have. Not necessarily for you, but for your loved ones. We all want what’s best for the people we care about, so life insurance is a way of making sure they’ll be looked after if you’re no longer around.
If you have children, a partner or other family members that depend on your income to cover their living expenses and the home they live in, you should consider taking out a policy today.
There’s a life insurance policy out there to suit a range of needs and budgets. You might even be surprised by how affordable life insurance can be.
As one of the UK's leading online life insurance brokers, Cavendish Online, we are committed to helping customers find affordable life insurance quotes. We provide customers with all the information they need to make an informed decision about what kind of policy is right for them.
Once we’ve taken some contact information and you’ve answered some questions relating to your lifestyle and health in general - you could have life cover arranged in as little as 30 minutes.
Bear in mind you may also need some of your medical information at hand, so it certainly makes things easier when you’re duly prepared at your end. If you’re applying for a joint policy, the same goes for your partner as well. Also, having an idea about what kind of policy you’re looking for is also a good idea, as it can make sure you go down the right path from the outset.
If you’ve already been looking at different life insurance options, you may have noticed that you could get a separate ‘single’ life insurance policy as an individual, or as a joint life insurance policy with your partner or spouse. Some people like this option as it’s easier to manage and can be cheaper than both having separate policies.
If you already have a policy in place that’s great - however, when was the last time you looked at it? Are you sure if it still meets your needs? If you’re wondering whether you could be getting a better deal, the team at Cavendish may be able to help.
Did you also know that most standard term policies nowadays can be applied for online, so you don’t even need to pick up the phone!
However, if you'd rather speak with one of our friendly and professional insurance specialists, you can give us a call on:
Monday to Friday, 9.30am - 5.30pm
The average cost of life insurance per month is around £10 based on various quotes which have been taken (Source: Bought By Many). This is based around a 35-year-old who doesn’t smoke and is a light drinker. Somebody who lives a less healthy lifestyle or has a more complex medical history may see that their monthly cost will be higher. As well as your lifestyle choices, the length of your cover and the plan you choose will also affect your premiums.
When you select a life insurance policy with 'Guaranteed' premiums, the monthly cost is fixed and will never increase. Typically, a larger sum assured/payout will command a higher monthly premium - so this is something to bear in mind!
If you want more information regarding the cost of various plans, then be sure to get in touch.
Protecting your loved one doesn’t have to strain your finances. At Cavendish Online we’ll help you find a cheap life insurance policy that meets the needs of you and your loved ones. That way you and your family can use the money saved on premiums towards something you can all enjoy.
If you’re searching for how to save money on life cover take a look at this article - 4 Ways to Get a Cheap Life Insurance Policy.
If you are looking for a more in-depth review of life insurance and the types of cover available check out our guide on cheap life insurance.
Unfortunately, there isn’t a one-size-fits-all approach to life insurance. The cost of cover depends on several factors regarding your health & lifestyle.
These key factors can include: age, health and medical history, occupation and lifestyle, type of policy, length of cover.
Here are just a few ways you can save money on life insurance cover:
Apply for cover at an early stage - As you get older the cost of life insurance can rise significantly. Therefore, getting cover when you are young can save you money on premiums with fixed rates.
Stop smoking - Life insurance premiums are generally more expensive for smokers (not to mention bad for your health!). Quitting can help reduce the cost of your policy even if you already have cover.
Understand how much cover you need - Before you buy life insurance it’s important to understand the various types of cover. In addition, you should have an idea of the amount of cover you require. You may not need as much as you first thought, which can help towards reducing your premiums.
Thanks to Cavendish you can get an online life insurance quote in a matter of minutes! Find our lowest premiums from many of the country's leading life insurers.
Require further advice? Our helpful team of life insurance experts are just a phone call away. They can help advise you on which policy is right for you and your loved ones. Call now on:
Monday to Friday, 9am - 5.30pm
If you are unable to pay your premiums, there are usually a few options available.
For example, if you are struggling to pay your premiums because you’re currently off work ill, and your plan includes waiver of premium, your insurer will cover your premiums for you and you won’t lose the cover.
Alternatively, they may be able to grant you some sort of payment holiday or repayment plan.
It’s important to speak to your insurer before making any decisions about your policy. They will be able to provide more information and advice on what options are available.