Which route may be the most suitable for you?

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Which route is most suitable for you?

Answer the following 3 questions to see which route may be best...

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Route 1

Quote & apply online

For online life insurance with the lowest premiums, quote and apply now - you make all the decisions and could be covered within 30 minutes.

    Select this route if you:

    • Know exactly what you need
    • Are generally in good health
    • Are confident to write your policy in trust
      Apply Online

      Route 2

      Quote & apply with guidance

      Our life insurance experts can help you to decide what you'll need and can guide you through your quote. With their guidance you could be covered within 30 minutes.

      Select this route if you:

      • Need help from an expert to select the best policy
      • Are generally in good health or have minor health issues

       

      01392 241 850

      (Monday to Friday, 10am to 6.30pm)

      Request a callback

      Apply with guidance

      Route 3

      Quote and apply with advice

      Recommended for those with medical disclosures or hazardous occupations, we can help you find the most suitable and affordable policy that best suit your needs.

      Select this route if you:

      • Would like an adviser to recommend the right life insurance policy for you
      • Currently have or previously have had a medical condition/s whether well managed or not

      01392 436 193

      (Monday to Friday, 9am to 5.30pm)

      Apply with advice
      Request a callback

      What the experts say

      • Martin Lewis: Cavendish Online has been my top life insurance pick for years, and has consistently offered good prices during this time. It pioneered giving up all its commission in return for a one-off fee for online applications and can make it over 50% cheaper than most full-commission brokers.
        Martin Lewis
        Money Saving Expert
      • Justin Modray: The most sensible option for buying term assurance. The best deals are usually via discount brokers who waive all commission and simply charge a one-off fee.
        Justin Modray
        Candid Financial Advisor
        Candid Money
      • Andrew Oxlade: Set up term life insurance if you have a family to support: buy it through a discount broker, such as Cavendish Online, rather than a traditional broker. The savings are immense.
        Andrew Oxlade
        Executive Head of Personal Finance

      Why choose Cavendish Online?

      1. Quality

        Products from leading financial service providers
      2. Value

        Best value possible with minimal charge amounts
      3. Transparency

        Our fees and commission are upfront and clear

      Cavendish Online Life Insurance 

      Getting life insurance needn't feel like a chore. OK, we can’t promise you’ll have fun doing it, but we do our best to make the process as refreshingly straightforward as it ought to be.

      It really is one of the most important insurance products you can possibly have. Not necessarily for you, but for your loved ones. We all want what’s best for the people we care about, so life insurance is a way of making sure they’ll be looked after if you’re no longer around.

      If you have children, a partner or other family members that depend on your income to cover their living expenses and the home they live in, you should consider taking out a policy today.

      There’s a life insurance policy out there to suit a range of needs and budgets. You might even be surprised by how affordable life insurance can be.

      At Cavendish Online, we’re committed to providing our customers with all the information they need to make an informed choice about what kind of policy is right for them. Once we’ve taken some contact information and you’ve answered some questions relating to your lifestyle and health in general - you could have a life insurance policy arranged in as little as 30 minutes.

      Bear in mind you may also need some of your medical information at hand, so it certainly makes things easier when you’re duly prepared at your end. If you’re applying for a joint policy, the same goes for your partner as well. Also, having an idea about what kind of policy you’re looking for is also a good idea, as it can make sure you go down the right path from the outset.

      Products & Services from the leading financial brands

      • Zurich
      • Legal And General
      • Aviva
      • AIG
      • Beagle Street
      • Canada Life
      • Cavendish Life Cover
      • LVE
      • Royal London
      • Vitality Life
      • Virgin Money
      • Budget Insurance

      Life Insurance Options 

      If you’ve already been looking at different life insurance options, you may have noticed that you could get a separate ‘single’ life insurance policy as an individual, or as a joint policy with your partner or spouse. Some people like this option as it’s easier to manage and can be cheaper than both having separate policies.

      If you already have a policy in place that’s great - however, when was the last time you looked at it? Are you sure if it still meets your needs? If you’re wondering whether you could be getting a better deal, the team at Cavendish may be able to help.

      Did you also know that most standard term policies nowadays can be applied for online, so you don’t even need to pick up the phone!

      However, if you'd rather speak with one of our friendly and professional insurance specialists, you can give us a call on:

      03456 44 25 40   Monday to Friday, 9.30am - 5.30pm

      How can I get cheap life insurance?


      Protecting your loved one doesn’t have to strain your finances. At Cavendish Online we’ll help you find a cheap life insurance policy that meets the needs of you and your loved ones. That way you and your family can use the money saved on premiums towards something you can all enjoy. 

      If you’re searching for how to save money on life insurance take a look at this article - 4 Ways to Get a Cheap Life Insurance Policy. 

      If you are looking for a more in-depth review of life insurance and the types of cover available check out our guide on cheap life insurance.

      What affects the cost of life insurance?


      Unfortunately, there isn’t a one-size-fits-all approach to life insurance. The cost of cover depends on several factors regarding your health & lifestyle.

      These key factors can include:

      How to save money on life insurance


      Here are just a few ways you can save money on life insurance cover:

      • Apply for cover at an early stage - As you get older the cost of life insurance can rise significantly. Therefore, getting cover when you are young can save you money on premiums with fixed rates.
         

      • Stop smoking - Life insurance premiums are generally more expensive for smokers (not to mention bad for your health!). Quitting can help reduce the cost of your policy even if you already have cover.
         

      • Understand how much cover you need - Before you buy life insurance it’s important to understand the various types of cover. In addition, you should have an idea of the amount of cover you require. You may not need as much as you first thought, which can help towards reducing your premiums.

      Require further advice? Our helpful team of life insurance experts are just a phone call away. They can help advise you on which policy is right for you and your loved ones. Call now on: 

      01392 436 193

       

      What our customers say