We are committed to providing customers with the cheapest route to buy life assurance

To allow you to choose the best option for you we provide 3 routes to apply...

Route 1 - Online quote and apply

Carry out a quotation online and you'll then be presented with a panel of Insurers. You will then be able to select an Insurer and continue to complete the application. If the Insurer does not need any further information (from your GP for example) then you will be able to start the policy immediately.

Once the policy has been confirmed you will then need to go back onto our site to pay our one-off fee of £25.00 (for fee based applications).

If you prefer not to pay a fee then we do also offer a no-fee option where the monthly premium is generally slightly more expensive and the Insurer will pay Cavendish Online a small amount of commission instead. This may be suitable for low premiums where the difference in price is minimal or could be an option if you think you may change the cover you have in the near future.

Get a quote


of the commission that we receive is
reinvested in your policy to provide the
lowest possible premium.

Route 2 - Guidance

If you prefer then you can call or request a call from one of our consultants. They will be able to guide you through the various options and help you decide the best policy for your needs. If you are not sure of exactly what you need then this could be a good option. No fee is payable so feel free to call for an initial chat.

If you did take out a policy through this route then we would receive commission from the Insurer but we do request a lower percentage of commission resulting in lower premiums for our customers.

To speak to a consultant please call us on 01392 241 850

(Monday to Friday, 9am to 6.30pm)

Find out more

Route 3 - Getting advice

If you prefer then you can call or request a call from one of our advisers. They will be able to talk to you about the various products and options and help you find the exact policy suitable to your circumstances.

This route is recommended for people with medical disclosures or hazardous occupations or hobbies as our advisers will be able to find the most suitable and affordable policy that meets your specific requirements.

To speak to an adviser please call us on 01392 436 193

(Monday - Friday 9.00am to 5.30pm)

Find out more

Our trusted financial brands

  • Zurich
  • Legal And General
  • Aviva
  • AIG
  • Beagle Street
  • Canada Life
  • Cavendish Life Cover
  • LVE
  • Royal London
  • Vitality Life
  • Virgin Money
  • Budget Insurance

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