What type of insurance would you like?
Considering other types of cover?
We offer a range of protection products including Income Protection, Whole of Life, Family Income Benefit, Alternative Critical Illness Cover, Over 50s and many more.
Call our expert protection advisers on 03456 44 25 40 or request a call
What is Level Term?
This policy will pay out a lump sum if you die within a set period of time. The lump sum won't change over time.
What is Decreasing Term?
This product is suitable to cover a debt that will gradually reduce over time (i.e repayment mortagage). The pay-out will reduce over time and therefore the premiums are lower compared to Level Term.
Who would you like to cover?
Joint or single cover?
A joint policy will pay out on the death of the first person (but then not the death of the second). We will provide you with quotes for a joint policy and two single policies (where each policy will pay out on death) as there is often little difference in premiums.
How much would you like?
How much cover to take out?
This will depend on your circumstances. Some people wish to cover debts such as a mortgage and/or provide financial protection for your family. If you're unsure about how much cover you need please call one of our advisers.
How many years would you like cover for?
How many years?
This will depend on what you want cover for. The length of your mortgage, until your children are 18 or finished university? If you're not sure please speak to one of our advisers.