Route 1

Quote & apply online

For life cover with the lowest premiums, quote and apply online - you make all the decisions and could be covered within 30 minutes.

    Select this route if you:

    • Know exactly what you need
    • Are generally in good health
    • Are confident to write your policy in trust
      Apply Online

      Route 2

      Quote & apply - guidance

      Our experts can help you to decide what you'll need and can guide you through your quote. With their guidance cover could be available within 30 minutes.

      Select this route if you:

      • Need help from an expert to select the best policy
      • Are generally in good health or have minor health issues
      • Need help to complete your trust forms

      Products available:

      Life cover, Critical Illness, Income Protection, Family Income benefit and Business Cover.

      01392 401 324

      (Monday to Friday, 9am to 6.30pm)

      About why
      Request a callback

      Route 3

      Quote and apply - advice

      For significant medical conditions, an adviser can provide you with recommendations that best suit your needs.

      Timescales may vary depending on your circumstances

      Select this route if you:

      • Would like an adviser to recommend the right policy for you
      • Have a significant medical condition
      • Need help to complete your trust forms

      Products available:

      Life cover, Critical Illness, Income Protection, Family Income benefit, Business Cover and more...

      01392 539 775

      (Monday to Friday, 9am to 5.30pm)

      Apply with advice
      Request a callback

      What the experts say

      • Cavendish Online has been my top life insurance pick for years, and has consistently offered good prices during this time. It pioneered giving up all its commission in return for a one-off fee for online applications and can make it over 50% cheaper than most full-commission brokers.
        Martin Lewis
        Money Saving Expert
      • The most sensible option for buying term assurance. The best deals are usually via discount brokers who waive all commission and simply charge a one-off fee.
        Justin Modray
        Candid Financial Advisor
        Candid Money
      • Set up term life insurance if you have a family to support: buy it through a discount broker, such as Cavendish Online, rather than a traditional broker. The savings are immense.
        Andrew Oxlade
        Executive Head of Personal Finance

      Why choose Cavendish Online?

      1. Quality

        Products from leading financial service providers
      2. Value

        Best value possible with minimal charge amounts
      3. Transparency

        Our fees and commission are upfront and clear

      What our customers say