When you quote and apply for Life Assurance through our website on an execution only basis, you have the option of selecting either a Fee Based or a Commission Based policy.
Should you wish to quote and apply for Life Assurance over the telephone through either our Advised or Guidance teams, there is no fee payable. Instead, we would receive some commission from the policy provider for the work that we do. However, we sacrifice a large proportion of this commission to bring costs down for you.
Yes, we do offer multi-buy discounts.
We cap our fees at £100 per person for any products bought through us at any one time.
For example, if you are buying more than 4 life insurance policies or buying several investments then you will make additional savings through Cavendish Online.
For more information please email [email protected]
Alternatively, please call:
If you apply for Life Assurance through our website and your premium is increased due to health and/or lifestyle disclosures, or postponed by the provider, then you can apply to another company for no further fee*.
You can also ask us to refund your fee if you decide not to continue.
If your premium has not increased but you decide not to take up the policy we do not offer a refund.
*If your application has declined or your premium has increased due to medical or lifestyle information, you should consider speaking to one of our advisers.
Call our advisers now on:
We will be able to help you and there is no fee for this service.
We achieve these lower premiums by charging a small fixed fee or a reduced commission and have consistently been commended by consumer champions as a way to save money when buying life insurance.