Over 50s Life Insurance

What You Should Know

• Although accidental death cover is available immediately on Over 50s life insurance, these policies will only pay out on other types of death once the insurers waiting period is over (please see your selected insurers ‘policy summary’ document for full details).

• You will need to be between 50 and 80 years old to apply for cover.

• You will need to be a UK resident to apply for cover.

• It’s important to understand that the Over 50s policies available on our comparison cannot be index linked. This means the value of your policy may be eroded by the effects of inflation over time.   

*Cashback gift

The amount of cashback may vary but the exact amount will be shown when a quote is completed. This cashback gift will be split into 4 equal amounts. The first payment will be paid 8 months after the policy is taken out and the subsequent payments will be made 16 months, 24 months and 32 months after the policy is taken out. If the policy is cancelled then no future payments will be made. 

The guarantee of a £300 cash back is linked to the Royal London Overs 50s product. If for any technical reason the Royal London product is not available, please either revisit the site at a later stage, or email [email protected] and we will advise you when the Royal London quotation is available.

Cavendish Online will charge a one-off fee of £40 taken from the commission paid to us by the Insurer. The rest of the commission payable will be given as a cashback gift up to a maximum value of £300. Details of the cashback available can be seen clearly when you complete a quote and full details can be found here.