Our new Over 50s Life Insurance comparison service…

Like the name suggests, this is a life insurance policy that can be taken out by individuals who are over 50 years of age (but under the age of 80). Such policies are designed to provide a cash lump sum to your loved ones in the event of your death.

Our unique service guarantees that at least one of the quotes returned will include a £180 cashback gift.*

Premiums can start from as low as £7 per month.



How it works… 

Cavendish Online will provide you with quotes from market leading Insurers Royal London, OneFamily and Shepherds Friendly. You can then compare the amount of cover they’ll be able to provide you as well as the unique features and benefits each product has available.

As well as providing low cost premiums for the cover you’re looking for, we are pleased to be able to offer a unique proposition to you, whereby at least one of the quotes returned will include a gift of £180 cashback* (via three individual payments of £60 – T&Cs apply).

It’s important that you choose the policy that is most suitable for you when considering the product features, benefits and affordability. Always read through the policy summary of your chosen insurer carefully and contact them should you have any questions about what is included.



What You Should Know

  • Although accidental death cover is available immediately on Over 50s life insurance, these policies will only pay out on other types of death once the insurers waiting period is over (please see your selected insurers ‘policy summary’ document for full details).

  • You will need to be between 50 and 80 years old to apply for cover.

  • You will need to be a UK resident to apply for cover.

  • It’s important to understand that the Over 50s policies available on our comparison cannot be index linked. This means the value of your policy may be eroded by the effects of inflation over time.   


*Cashback gift

The amount of cashback may vary but the exact amount will be shown when a quote is completed. This cashback gift will be split into 3 equal amounts. The first payment will be paid 6 months after the policy is taken out and the subsequent payments will be made 12 months and 18 months after the policy is taken out. If the policy is cancelled then no future payments will be made. 

The guarantee of a £180 cash back is linked to the Royal London Overs 50s product. If for any technical reason the Royal London product is not available, please either revisit the site at a later stage, or email [email protected] and we will advise you when the Royal London quotation is available.

Cavendish Online will charge a one-off fee of £160 taken from the commission paid to us by the Insurer. The rest of the commission payable will be given as a cashback gift up to a maximum value of £180. Details of the cashback available can be seen clearly when you complete a quote and full details can be found here.

We work with leading Over 50s Insurers...

  • Royal London
  • Shepherds Friendly
  • OneFamily

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