This is a life insurance policy available to individuals who are over the age of 50 (but under the age of 80). Such policies are designed to provide a cash lump sum to your loved ones in the event of your death.
Over 50s insurance has guaranteed acceptance with no medical information required. Because of this, it comes with a moratorium period - a waiting period between the policy starting and a potential pay-out - 2 years for example.
Premiums can start at as low as £7 a month.
This service is provided by our friendly insurance advisers and you can get started by giving us a call on:
01392 436 193
Cavendish Online will provide you with quotes from the market leading Insurers OneFamily and Shepherds Friendly. You can then compare the amount of cover each insurer can provide for you, and the features and benefits each product has to offer.
It’s important that you choose the policy that is most suitable for you when considering the product features, benefits and affordability. Always read through the policy summary of your chosen insurer carefully and contact them if you have any questions about what is included.
Accidental death cover is available immediately. Other causes of death are covered once the waiting period is over.
You will need to be between 50 and 80 years old to apply for cover.
You will need to be a UK resident to apply for cover.
It’s important to understand that the Over 50s policies available via Cavendish Online cannot be index linked.
You can learn more in our article - What is Over 50s life insurance and do I need it?
Give our advisers a call today.
Our team of friendly and professional advisers are on hand to help with any questions you may have regarding Life Insurance.
The advisers can also make recommendations tailored to your current situation and will research the market on your behalf, ensuring you secure the cover you need and supporting you every step of the way.
01392 43 61 93(Monday to Friday, 9am - 5.30pm)
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