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Cavendish Online simplifies the process of finding quality life insurance products from leading insurers. Our user-friendly platform allows customers to compare policies and prices with ease.
We provide transparent and impartial advice, ensuring you get the best value for your money. Learn more about our offerings and how we can help you find the right insurance policy.
Our comprehensive range of products includes:
Whole Life Insurance (also known as life assurance)
Mortgage Protection
Over 50s Life Insurance
Income Protection
Critical Illness Cover
We provide a range of tailored options to meet your requirements, helping you find an ideal policy to fit your needs.
Legal & General
Aviva
Beagle Street
LV
Vitality
Zurich
Please note: Insurers may vary depending on if you are quoting online, via a consultant or through an adviser.
At Cavendish Online, our team consists of friendly and professional insurance advisers and protection consultants who undergo regular training sessions on various products, insurers, and financial concepts. We proudly support staff in obtaining further qualifications through the Chartered Insurance Institute.
This ensures you are looked after by experts in the field when you speak to our team.
We’re here to assist you, no matter which of our three life insurance application routes you select. Our expert protection advisers, consultants, and outstanding administrators, dedicated to ensuring that you have the best policy in place.
Life insurance can provide peace of mind by ensuring that your family has financial support upon your death. It can offer assurance that any outstanding debts, mortgages or other commitments will be protected. It may also help ease any anxiety about leaving loved ones with an unexpected financial burden.
Life insurance and life assurance are two terms that are often used interchangeably. While they share some similarities, they can also have different purposes.
Life insurance is often referred to as "term life insurance". This type of cover provides cover for a set period potentially lasting for up to 50 years. You can choose how long you want the cover to last when applying for cover. One downside is the policy only pays out if you pass away during the term, otherwise, it expires.
Life assurance (known as whole life insurance) can provide protection for your whole life. This policy type pays out whenever you pass away - so long as you keep paying premiums. Unlike life insurance, it can provide long-term financial protection and security for your family. However, premiums can be more costly as cover is permanent.
See also:
What are the pros & cons of life insurance?
Life cover can provide a handy financial safety net in the event of your death. It can help ensure that any debts and commitments will be taken care of.
It may also give peace of mind knowing that your loved ones will be financially secure if something happens to you. Most insurers offer a variety of plant to provide comprehensive cover for a variety of risks, including:
Accidental death
Terminal illness
Critical illness
Funeral cover
Cover for dependents
Cover for spouses/partners (see joint life insurance)
The cost of life insurance premiums may depend on a variety of factors, including your age, health and lifestyle. Other factors that can affect the cost include your occupation, any pre-existing medical conditions and whether you smoke. In most cases, the younger and healthier you are, the lower the premiums may be.
See also:
How much is life insurance cover?
Mortgage life insurance is designed to help cover the cost of your mortgage if something happens to you. That way, if you pass away your family won’t have to pay off the remaining balance alone.
This type of cover is typically referred to as decreasing term life insurance. The death benefit of the policy decreases over time as you make repayments on your mortgage. This type of insurance is typically the most cost-effective way to protect your mortgage.
See also:
Life insurance for mortgages: Things to know before buying
Do you need advice when choosing a life insurance policy? Our friendly and knowledgeable advisers are available to discuss your medical and lifestyle information to understand exactly your needs.
They will then research the whole market to find the perfect policy for your needs. Once you have read through the report, our advisers can complete the application process over the phone with you.
If you have any questions or require assistance during any step of this process, our advisors are here to help. Contact us today at 01392 436 193 to get started, or request a callback from one of our advisers.
With our help, you can apply with confidence, knowing that you’ve chosen the best policy for your specific needs.
Give our advisers a call today.
Our team of friendly and professional advisers are on hand to help with any questions you may have regarding Life Insurance.
The advisers can also make recommendations tailored to your current situation and will research the market on your behalf, ensuring you secure the cover you need and supporting you every step of the way.
01392 43 61 93(Monday to Friday, 9am - 5.30pm)
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