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    Route 1

    Quote & apply online

    For life cover with the lowest premiums, quote and apply online - you make all the decisions and could be covered within 30 minutes.

      Select this route if you:

      • Know exactly what you need
      • Are generally in good health
      • Are confident to write your policy in trust

        Route 2

        Need some guidance?

        Our experts can help you to decide what you'll need and can guide you through your quote. With their guidance cover could be available within 30 minutes.

        Select this route if you:

        • Need help from an expert to select the best policy
        • Are generally in good health or have minor health issues
        • Need help to complete your trust forms

        Products available:

        Life cover, Critical Illness, Income Protection, Family Income benefit and Business Cover.

        0330 052 5801

        (Monday to Friday, 9am to 6.30pm)

        Request a callback

        Route 3

        Need advice?

        For significant medical conditions, an adviser can provide you with recommendations that best suit your needs.

        Timescales may vary depending on your circumstances

        Select this route if you:

        • Need an adviser to make a recommendation
        • Have a significant medical condition
        • Need help to complete your trust forms

        Products available:

        Life cover, Critical Illness, Income Protection, Family Income benefit, Business Cover and more...

        01392 539 773

        (Monday to Friday, 9am to 5.30pm)

        Request a callback

        What the experts say

        • Martin Lewis: Cavendish Online has been my top life insurance pick for years, and has consistently offered good prices during this time. It pioneered giving up all its commission in return for a one-off fee for online applications and can make it over 50% cheaper than most full-commission brokers.
          Martin Lewis
          Money Saving Expert
        • Justin Modray: The most sensible option for buying term assurance. The best deals are usually via discount brokers who waive all commission and simply charge a one-off fee.
          Justin Modray
          Candid Financial Advisor
          Candid Money
        • Andrew Oxlade: Set up term life insurance if you have a family to support: buy it through a discount broker, such as Cavendish Online, rather than a traditional broker. The savings are immense.
          Andrew Oxlade
          Executive Head of Personal Finance
          The Telegraph

        Why choose Cavendish Online?

        1. Quality

          Products from leading financial service providers

        2. Value

          Best value possible with minimal charge amounts

        3. Transparency

          Our fees and commission are upfront and clear

        Other Services

        • Critical Illness

          Critical Illness

          Critical illness cover gives you financial protection against certain illnesses and medical conditions of a specific severity...
        • Income Protection

          Income Protection

          Covering yourself and your family if illness or injury stopped you working...
        • Health Insurance

          Health Insurance

          Because nothing is more important than your health and the health of your family...

        What our customers say

        Trustpilot
        Trustpilot
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        © 2022 Cavendish Online is authorised & regulated by the Financial Conduct Authority (Ref 469385).
        Cavendish Online is registered in England No. 04045709. Registered Office: Cavendish Online, 20 Cathedral Yard, Exeter, EX1 1HB. Telephone 03456 442544.
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