Cavendish Online charge a one-off fee of £35 to process your Structured Product application, this is typically much less than you will pay to other execution-only intermediaries.

How to apply

PLEASE NOTE: New coronavirus procedures in place - read carefully

Given that our office is temporarily closed because of the coronavirus pandemic, the structured product providers have agreed to accept emailed/scanned applications from us on behalf of our clients. Therefore the following procedures will apply for the foreseeable future.

Select the structured product from the list below and email completed copies of the documents requested in points 1, 2 & 3 to us at admin@cavendishonline.co.uk . Please pay our £35 per application fee online, we cannot accept cheques for the time being. If you are contributing new money to the structured product please pay that to the structured product provider by bank transfer, not by cheque. Their bank details are specified in their application forms but please do let us know if you require clarification. You will also need to post the documents from points 1, 2 & 3 to us so that we can post on to the provider when our office reopens, our address is FREEPOST CAVENDISH ONLINE.

1) Completed Application Form (AVAILABLE BELOW)

2) Appropriate Assessment & Client Declaration form.
Please complete all sections and answer all questions, we will not be able to process your application if you don't.
For any Walker Crips plans, we need you to complete their appropriate assessment form (shown below next to the plan) in addition to our own.

3) Money Laundering / Identity Verification documents. 
Click here for more details. If you have previously provided us with this for another product and are not sure whether your information is still valid, please don't hesitate to contact us for clarification.

4) Fee of £35 - (this must be Paid Online, we cannot accept cheques for our fee for the time being)
Please note: If you apply for 3 or more structured products at the same time, we will cap our fee at £100 for these applications. 

5) Bank Transfer -  if you are investing new money (rather than an ISA transfer or a maturing reinvestment) then make a bank transfer to the structured product company. We would suggest that you do this as soon as you receive an email confirmation from us that we have received and processed your application.

Deadlines - Please ensure that we receive your emailed documents and our fee (paid online) at least one day before the deadline shown below. Any applications received on the deadline day will be processed on a best endeavours basis.

New contributions - If you are contributing new money to these plans you will need to pay the structured product provider by bank transfer, they will not accept cheques.

ISA transfer warning – if you are requesting to transfer an existing ISA to the structured product there is a risk that your existing ISA provider will reject your request as they may need to receive the ISA Transfer Letter of Authority in the post, ie with a ‘wet’ signature. The structured product companies have indicated that they will only be able to request this electronically and that we are then relying on your existing ISA provider agreeing to this change to their normal procedures given the current coronavirus situation. Therefore there is a risk that your ISA transfer request may be unsuccessful because of this and we want to make you aware.

Recent applications – because our office is closed, if you have posted documents to us in the last few days we may not be able to process them. If you have not received a confirmation email from us by now then that is certainly the case. If so then please use the new procedures listed above but do email us if this causes any issues for you.

Current Products:

If the forms you require are not above please contact admin@cavendishonline.co.uk 
or call 03456 44 25 44