At Cavendish Online, there are a couple of different options to help you find the best policy for you. You can either get a quote yourself, which takes just a few minutes of your time; just complete this form here.
Or, if you want some human interaction, you can speak to one of our specialists over the phone. Our team are extremely friendly and will be able to help you find the best cover for you and your loved ones.
Call us on 01392 241 850 to reach one of our helpful consultants, and tick another task off of the ‘to-do’ list!
Income Protection is a policy designed to pay a monthly benefit to you to support you if you cannot work because you are ill or injured. They do not typically include cover for redundancy (however, there are other types of policies that can look at this).
Income Protection is there to support you in your time of need.
At Cavendish Online, we can help you work out exactly how much income protection insurance you require, and which insurer is best suited to you.
While it might not be the nicest thing to think about, the reality is that every single one of us runs the risk of falling seriously ill at some point in our lives. We cannot take our health for granted. You only have to consider that every 2 minutes in the UK someone is diagnosed with cancer* and every 5 minutes, someone has a stroke**
Having critical illness insurance doesn’t reduce your risk of falling ill, but it does prepare you and your family financially for any bad news that may arise. This makes it, in our opinion, one of the most powerful and positive insurance products on the market.
*Cancer Research UK, https://www.cancerresearchuk.org/health-professional/cancer-statistics-for-the-uk, Accessed November 2022
**Stroke Association UK, https://www.stroke.org.uk/what-is-stroke/stroke-statistics, Accessed November 2022
The insurance products offered by Cavendish Online have no cash-in value at any time. If you stop paying your premiums your cover will stop, your policy will end, and you will receive no benefit. If you have not claimed before the end of your chosen policy term, the policy will end, and no benefit will be paid. If you are facing financial difficulty, please contact your insurer before cancelling your policy or letting it lapse. They may have options available that means you don't have to lose the plan.