What our customers say

What the experts say

  • Martin Lewis: Cavendish Online has been my top life insurance pick for years, and has consistently offered good prices during this time. It pioneered giving up all its commission in return for a one-off fee for online applications and can make it over 50% cheaper than most full-commission brokers.
    Martin Lewis
    Money Saving Expert
  • Justin Modray: The most sensible option for buying term assurance. The best deals are usually via discount brokers who waive all commission and simply charge a one-off fee.
    Justin Modray
    Candid Financial Advisor
    Candid Money
  • Andrew Oxlade: Set up term life insurance if you have a family to support: buy it through a discount broker, such as Cavendish Online, rather than a traditional broker. The savings are immense.
    Andrew Oxlade
    Executive Head of Personal Finance

Why Choose Cavendish Online?

  1. Quality

    Products from leading life insurers
  2. Value

    Providing our lowest possible premiums
  3. Transparency

    Our fees and commission are upfront and clear

Meet the team

  • John Nelmes
    Head of Cavendish Online Distribution
    John Nelmes
  • Samantha Richards
    Technical Manager
    Samantha Richards
  • Andy Scott
    Technical Manager
    Andy Scott
  • Anthony Stephens
    Senior Manager, Operations
    Anthony Stephens
  • Luke Barber
    Business Development Manager
  • Allan May
    People & Culture Manager
    Allan May
  • Ollie Popham
    Senior Manager, Sales
    Ollie Popham
  • Adil Ansari
    Senior Risk Manager
    Adil Ansari
  • Chris Wellings
    Department Manager
    Chris Wellings
  • Kerri Short
    Financial Control Manager
    Kerri Short
  • Scott Maitland
    Department Manager
    Scott Maitland
  • Laurence Grantham
    Assistant Business Support Manager
    Laurence Grantham
  • Miranda Lewis
    Financial Controller
    Miranda Lewis
  • Steve Warne
    Team Leader, Sales
    Steve Warne
  • David Vickery
    Assistant Business Development Manager
    David Vickery
  • Melody Woods
    Assistant Technology Support Manager
    Melody Woods
  • Damien Penfold
    Team Leader, Sales
    Damien Penfold
  • Chris West
    Team Leader, Sales
    Chris West
  • Glen Carnall
    Team Leader, Sales
    Glen Carnall
  • Christopher Biggs
    Assistant Technology Support Manager
    Christopher Biggs
  • Phoebe Holt
    Team Leader, Sales
    Phoebe Holt
  • James Rolfe
    Team Leader, Sales
    James Rolfe
  • Hannah Cleal
    Team Leader Business Performance
    Hannah Cleal
  • Huw Williams
    Team Leader, Sales
    Huw Williams
  • Ben Kent
    Senior Insurance Adviser
    Ben Kent
  • Donna Morris
    Senior Business Support Assistant
    Donna Morris
  • Maisie Lake
    Senior Insurance ADVISER
    Maisie Lake
  • Skye Mackenzie
    Business Performance Analyst
    Skye Mackenzie
  • Dan Carlo
    Senior Insurance Adviser
    Dan Carlo
  • Timary Axtell
    Senior Protection Consultant
    Timary Axtell
  • Meriel Leaver
    Senior Business Support Assistant
    Meriel Leaver
  • Paul Jackson
    Senior Business Support Assistant
    Paul Jackson
  • Sam Dickinson
    Senior Insurance Adviser
    Sam Dickinson
  • Marc White
    Senior Protection Consultant
    Marc White
  • Ashley Gower
    Senior Insurance Adviser
    Ashley Gower
  • Lewis Turnbull
    Senior Protection Consultant
    Lewis Turnbull
  • Danielle Robinson
    Senior Insurance Adviser
    Danielle Robinson
  • Dan Booker
    Senior Protection Consultant
    Dan Booker
  • Josh Barr
    Senior Protection Consultant
    Josh Barr
  • Leroy White
    Senior Protection Consultant
    Leroy White
  • Marius Mazuru
    Software Engineer
    Marius Mazuru
  • Jasmine Davies
    Marketing Assistant
    Jasmine Davies
  • Cara Howells
    Senior Insurance Adviser
    Cara Howells
  • Mae Skelding
    Senior Customer Adviser
    Mae Skelding
  • Andy Dyet
    Senior Protection Consultant
    Andy Dyet
  • Becky Bird
    Senior Customer Adviser
    Becky Bird
  • Harry Graham
    Insurance ADVISER
    Harry Graham
  • Steve Workman
    Software Engineer
    Steve Workman
  • Dan King-Smith
    Senior Protection Consultant
    Dan King-Smith
  • Michael Rees
    Specialist Customer Adviser
    Michael Rees
  • Richard Holloway
    Software Engineer
    Richard Holloway
  • Jamie Miller
    Senior Protection Consultant
    Jamie Miller
  • Nick Wheadon
    Senior Insurance Adviser
    Nick Wheadon
  • Teagan Bowring
    Sales Support Administrator
    Teagan Bowring
  • Adam Lawrence
    Protection Consultant
    Adam Lawrence
  • Chez Wright
    Protection Consultant
    Chez Wright
  • Jordan Lane
    Protection Consultant
    Jordan Lane
  • Sharee Procter
    Protection Consultant
    Sharee Procter
  • Charlotte Murray
    Protection Consultant
    Charlotte Murray
  • Daniel Smith
    Business Performance Analyst
    Daniel Smith
  • Julian Holmes
    Insurance Adviser
    Julian Holmes
  • Andrew Herrington
    Insurance Adviser
    Andrew Herrington
  • Annabel Warwick
    Insurance Adviser
    Annabel Warwick
  • Rebecca Weedon
    Insurance Adviser
    Rebecca Weedon
  • Sachin Sharma
    Insurance Adviser
    Sachin Sharma
  • Nick Boyles
    Insurance Adviser
    Nick Boyles
  • Leanne Morgan
    Business Performance Analyst
    Leanne Morgan
  • Paul Mahoney
    Business Performance Analyst
    Paul Mahoney
  • Rachel Peel
    Business Performance Analyst
    Rachel Peel
  • Jemma Rae
    Business Support Administrator
    Jemma Rae
  • Amanda Bond
    Business Support Administrator
    Amanda Bond
  • Stephen Brown
    Insurance Adviser
    Stephen Brown
  • Evgenia Sklaveniti
    Insurance Adviser
    Evgenia Sklaveniti
  • Ethan Lloyd
    Protection Consultant
    Ethan Lloyd
  • Bethan Eldridge
    Protection Consultant
    Bethan Eldridge
  • Harvey Western
    Protection Consultant
    Harvey Western
  • Geraint Rowlands
    Protection Consultant
    Geraint Rowlands
  • George Coy
    Protection Consultant
    George Coy
  • Morrie Richards
    Protection Consultant
    Morrie Richards
  • Jake Vergette
    Insurance Adviser
    Jake Vergette
  • Megan Ellis-Jeavons
    Megan Ellis-Jeavons
  • Harry Sagan
    Protection Consultant
    Harry Sagan
  • Lisa Currie
    Protection Consultant
    Lisa Currie
  • Jonathan Dodson
    Protection Consultant
    Jonathan Dodson
  • Evan De Wet
    Protection Consultant
    Evan De Wet
See more of our team

The insurance products offered by Cavendish Online have no cash-in value at any time. If you stop paying your premiums your cover will stop, your policy will end, and you will receive no benefit. If you have not claimed before the end of your chosen policy term, the policy will end, and no benefit will be paid. If you are facing financial difficulty, please contact your insurer before cancelling your policy or letting it lapse. They may have options available that means you don't have to lose the plan.