Life Insurance Advice Questions

You have three options if your premium increases, policy terms change or your application is declined when you apply through the Cavendish Online website.

1) Call our advice team on 01392 436 193 and we can discuss your medical and lifestyle information with you. We will then provide bespoke advice to ensure you secure the most appropriate cover for your needs by researching the market and reviewing your situation with each insurer. You will not have to pay us any fee. 

2) You can apply with a different insurer through our website for no further fee.

3) If you have applied online and decide not to proceed with a policy due to an increase in premium or a change in terms, but have already paid the fee, then we will refund this to you upon request. 

Not at all.

We take pride in supporting you and providing bespoke advice with your best interests at heart.

We are confident that our level of quality, value and transparency won’t be beaten, but there is no obligation if you decide not to proceed.

Cavendish Online have a dedicated team of professional and knowledgeable advisers who can provide recommendations and tailored opinions on products such as:

• Life Cover
   
• Critical Illness Cover
   
• Income Protection
   
• Family Income Benefit
   
• Business Protection and more...

Click here to go to our other protection products page for a full overview of what we advise on.

Alternatively, call the team now to find out more on: 

01392 436 193
(Monday - Friday, 9am to 5.30pm)

Being a houseperson or stay at home parent is arguably one of the hardest jobs out there, and you do it for free!

Many families only think of protecting the earner when they think about insurance, but there is also a financial vulnerability if the houseperson becomes ill or dies. There may be a need for the earner to step back from work, or to reduce hours, meaning less income into the household, or there may be a need to hire childcare or cleaning services so the earner can continue work. In short, what would your family need to help them continue the same standard of living if you were to pass away?

If you are unsure about the level of cover you and your family need and want to find out what options are available to you, consider calling our team of friendly and professional advisers on: 

01392 436 193
(Monday - Friday, 9am to 5.30pm)

If you have medical disclosures, a dangerous occupation, a hazardous hobby or are simply unsure about your options; you should consider speaking to an adviser.

When you call our advisers, they will discuss your medical and lifestyle information with you over the telephone. Our friendly team will listen to your requirements to gain a better understanding of your protection needs.

Following the call, your adviser will research the whole market, making sure the recommendations they present to you provide the most appropriate cover to cater for your specific needs.

Rest assured; your adviser will be with you every step of the way, making sure you have the support you need when you need it.

Call the advised team today on: 

01392 436 193
(Monday - Friday, 9am to 5.30pm)

Yes, we do! Our Guidance and Advised teams will consider any valid, like-for-like quotation (if we aren’t already the cheapest!).

Please get in touch if you have any further queries regarding this and we will be more than happy to help.